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Welcome Pay - How it works

Split your purchase into easy payments with Welcome Pay powered by Zip.

What is Welcome Pay powered by Zip?

Welcome Pay powered by Zip gives shoppers the choice to Buy Now, and Pay Later automatically splitting your purchase amount into easy payments, over time. Simple installments using a creditor debit card.

Where can I use Welcome Pay powered by Zip?

You can use Welcome Pay powered by Zip on BedbathandBeyond.com brand sites.

Earn rewards

Earn Welcome Rewards when you checkout with Welcome Pay powered by Zip. Receive 10 points per every dollar spent when you choose Welcome Pay powered by Zip at checkout. Sign up for Welcome Pay Rewards is not required. Checkout with Welcome Pay powered by Zip to automatically sign up

How it works online

Step 1: Choose Welcome Pay powered by Zip as your payment method at checkout. No long forms or impact to your credit, with an instant decision.
Step 2: Checkout using a credit card. The first payment of your order total is charged at the time of purchase.
Step 3: Pay the rest in equal installments that are billed automatically overtime.

You will make a payment at the time of purchase and have the convenience of taking your purchase home right away.

Frequently Asked Questions